Multi-Year Guarantee Annuities (MYGA)
A Deferred Annuity is a single-premium annuity which grows at a fixed rate for a predetermined amount of time, very similar to CDs.
- Growth is tax deferred
- Fixed rate that does not change until the end of the annuity contract
- Rates are frequently comparable to if not greater than CD rates
- Penalty free withdrawals available in most contracts
- Learn more about Deferred Multi-Year Guarantee Annuities
| COMPANY (A.M. Best Rating) PRODUCT NAME |
TERM | MINIMUM PREMIUM |
ANNUAL RATE |
CREDITING STRATEGY |
|
|---|---|---|---|---|---|
| Sentinel Security Life (AM Best B++) Personal Choice Annuity | 10 | $2,500 | 3.20% | N/A | Get More Info Buy Now |
| Liberty Bankers Life (AM Best B++)Bankers Elite 9 | 9 | $10,000 | 3.05% | N/A | Get More Info Buy Now |
| Guggenheim Life (AM Best B++) Preserve MYGA 8 - High Band | 8 | $250,000 | 2.60% | N/A | Get More Info Buy Now |
| Sentinel Security Life (AM Best B++) Personal Choice Annuity | 7 | $2,500 | 3.10% | N/A | Get More Info Buy Now |
| Atlantic Coast Life (AM Best B++) Safe Haven | 6 | $5,000 | 3.07% | N/A | Get More Info Buy Now |
| Americo (AM Best A) Platinum Assure | 5 | $10,000 | 3.05% | N/A | Get More Info Buy Now |
| Sagicor (AM Best A-) Milestone MYGA 4 | 4 | $100,000 | 2.4% | N/A | Get More Info Buy Now |
| American Equity Life (AM Best A-) Guarantee Shield 3 | 3 | $20,000 | 2.4% | N/A | Get More Info Buy Now |
Fixed Index Annuities (FIA)
A Fixed Indexed Annuity (FIA) grows based on the performance of a stock market index (e.g., S&P 500, Nasdaq, DJIA) with protections against loss.
- Your accumulation value is protected in down market years
- Growth is tax deferred
- Income riders are available on most FIAs; these offer lifetime income
- Penalty free withdrawals available in most contracts
- Learn more about Fixed Index Annuities
| COMPANY (A.M. Best Rating) PRODUCT NAME |
TERM | PREMIUM BONUS |
CAP RATE |
CREDITING STRATEGY |
|
|---|---|---|---|---|---|
| Security Benefit Life (AM Best A-) Total Value Annuity | 10 | 8% | 4.25% | N/A | Get More Info Buy Now |
| Security Benefit Life (AM Best A-) Strategic Growth Plus | 10 | 6% | 4.75% | N/A | Get More Info Buy Now |
| American Equity Life (AM Best A-) Income Shield 10 | 10 | 7% | 2.5% | N/A | Get More Info Buy Now |
| Midland National (AM Best A+) Endeavor | 12 | N/A | N/A | N/A | Get More Info Buy Now |
| Guggenheim Life (AM Best B++) Highlander | 10 | 4% | N/A | N/A | Get More Info Buy Now |
| Delaware Life (AM Best A-) Target Growth 10 | 10 | N/A | 2.75% | N/A | Get More Info Buy Now |